Sales Manager-Gold Loan
IDFC FIRST Bank
Date: 2 weeks ago
City: Indore, Madhya Pradesh
Contract type: Full time

Job Requirements
Role/ Job Title: Sales Manager - Gold Loan
Function/ Department: Gold Loan
Job Purpose: The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch.
Roles & Responsibilities
Graduation: Bachelor’s in Engineering / Technology / Management/ Computers/Science.
Post-graduation: MBA.
Experience: 5-10 year of experience in retail banking, preferably with exposure to lending products
Role/ Job Title: Sales Manager - Gold Loan
Function/ Department: Gold Loan
Job Purpose: The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch.
Roles & Responsibilities
- Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers.
- Existing liability customers are pitched for gold loans.
- Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
- Fee Income should be Minimum 1% of total disbursals.
- Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases.
- Co-ordination with valuers to be done time to time basis.
- Ensure most of the customers are aligned to pay valuation charges as per product norms.
- Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X.
- PSL (Priority sector lending) Tagging and should be aware about PSL norms.
- Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
- Conduct Marketing activities in the local market for generating NTB gold loan customers.
- Willingness to work extensively in the field and travel across the region on short notice.
- Carrying out ad-hoc activities as per the requirement of the department.
- Proficient in MS - Word /Excel and power point
- Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation.
Graduation: Bachelor’s in Engineering / Technology / Management/ Computers/Science.
Post-graduation: MBA.
Experience: 5-10 year of experience in retail banking, preferably with exposure to lending products
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Specialist/Senior Product Owner
AVIZVA,
Indore, Madhya Pradesh
1 week ago
Backdrop AVIZVA is a Healthcare Technology Organization that harnesses technology to simplify, accelerate, & optimize the way healthcare enterprises deliver care. Established in 2011, we have served as strategic enablers for healthcare enterprises, helping them enhance their overall care delivery. With over 14 years of expertise, we have engineered more than 150 tailored products for leading Medical Health Plans, Dental...

Techdome - DevOps Engineer - IAC Terraform
Techdome,
Indore, Madhya Pradesh
1 week ago
We're looking for a skilled and passionate DevOps Engineer to join our team in Indore. In this full-time, on-site role, you'll be crucial in bridging the gap between development and operations, ensuring our software delivery pipelines are efficient, reliable, and automated. If you thrive on optimizing infrastructure, enjoy collaborating with development teams, and have a strong command of Linux environments,...

Inside Sales - Manager/Sr. Manager
MediBuddy,
Indore, Madhya Pradesh
2 weeks ago
JOB PROFILE:Mode: Work from OfficeWork Location: IndoreROLES & RESPONSIBILITIES:Set and track sales targets for Team membersTrack the RPA of the teamSuggest and implement improvements in the sales administration processCoordinate with business, Product, and Marketing teams to achieve the targetsPrepare monthly, quarterly, and annual sales forecastsUse customer feedback to generate ideas about new scripts or featuresResearch and discover methods to increase...
