Relationship Officer - LAP (Rajahmundry)

Credit Saison India


Date: 2 weeks ago
City: Rājahmundry, Andhra Pradesh
Contract type: Full time
Job Summary:**

As a Relationship Officer - LAP (Loan Against Property) based in Rajahmundry, you will be responsible for sourcing, acquiring, and managing a portfolio of LAP customers, ensuring high levels of customer satisfaction and achieving sales targets.

Job Responsibilities:**

  • Identify and cultivate new business opportunities for Loan Against Property in the Rajahmundry market.
  • Build and maintain strong relationships with existing and potential customers, understanding their financial needs and offering suitable LAP solutions.
  • Conduct thorough credit appraisals, documentation, and due diligence for LAP applications in adherence to company policies and regulatory guidelines.
  • Achieve monthly and quarterly sales targets for LAP products, including disbursement volumes and cross-selling other financial products.
  • Provide excellent customer service, addressing inquiries, resolving issues, and ensuring a smooth loan application and disbursement process.
  • Monitor market trends and competitor activities to identify new business avenues and provide feedback to management.
  • Collaborate with internal teams, including credit, operations, and legal, to ensure efficient processing and delivery of services.
  • Ensure compliance with all internal policies, procedures, and external regulatory requirements.

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