Associate Debt Manager-Flows-2 Wheeler Loan

IDFC FIRST Bank


Date: 2 weeks ago
City: Rohtak, Haryana
Contract type: Full time
Job Requirements

Job Title: Associate Debt Manager-Flows-2 Wheeler Loan

Job Type: Full-Time

Job Category: Retail Banking

Department: Retail Banking > Debt Management-Flows > Field > 2 Wheeler

Location: Kolkata, West Bengal, India

IDFC FIRST Bank is seeking a highly motivated and experienced Associate Debt Manager to join our Retail Banking team in Kolkata, West Bengal. As an Associate Debt Manager, you will be responsible for managing the 2 Wheeler Loan portfolio and ensuring timely collections and recoveries.

Key Responsibilities

  • Manage the 2 Wheeler Loan portfolio and ensure timely collections and recoveries
  • Monitor delinquent accounts and take necessary actions to minimize losses
  • Conduct field visits to assess customer creditworthiness and collect overdue payments
  • Build and maintain relationships with customers to ensure timely payments and customer satisfaction
  • Collaborate with internal teams to develop and implement strategies for improving loan performance
  • Stay updated on industry trends and regulations related to 2 Wheeler Loans
  • Provide regular reports and updates on portfolio performance to senior management

Qualifications

  • Bachelor's degree in Finance, Business Administration or related field
  • Minimum of 2 years of experience in debt management, preferably in the retail banking sector
  • Knowledge of 2 Wheeler Loans and collections processes
  • Strong communication and negotiation skills
  • Ability to work independently and in a team environment
  • Proficient in MS Office and other relevant software
  • Willingness to travel for field visits as required

We offer a competitive salary and benefits package, as well as opportunities for growth and development within the organization. If you are a self-starter with a passion for debt management and a drive to succeed, we encourage you to apply for this exciting opportunity at IDFC FIRST Bank.

Additional Parameters

  • Fluency in local language (Bengali) is preferred
  • Knowledge of local market and customer behavior is a plus
  • Experience in handling 2 Wheeler Loan collections in Kolkata is highly desirable

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