Product Manager-Credit Cards

Job Requirements

Job Requirements

Role/ Job Title: Territory Manager-Used 2-Wheeler Loan

Function/ Department: Retail Banking

Job Purpose:

The role entails scaling up the business for the Two-wheeler lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - product head, operations, sales, information technology, Credit, business intelligence for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.

Roles & Responsibilities:

• Acquisition of Two-Wheeler loan customers in the identified segment and reference generation from the specified catchment area.
• Grow the asset under management base for two-wheeler loan lending solutions and ensure that the overall revenue, cost, profitability and portfolio quality targets are met.
• Collaborate with the product head two-wheeler loan to ensure that the customers are offered the best-in-class solutions funding or multi funding requirements and key direct sales teams are appropriately incentivize.
• Ensuring quality portfolio by minimizing delinquency and rejection.
• Extensive knowledge and understanding of retails assets, products and operations.
• Identifying the changing market trends, channel development for acquiring business and provide high quality customer service.
• Design a fulfilling customer journey leading to customer delight and making IDFC FIRST their banking partner of choice.
• Ensure the successful adoption of internal compliances and regulatory framework across the business.
  
  

Education Qualification (Fulltime):

Graduation: Bachelor’s in engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management

Experience: 5 to 10 years of experience in used 2-wheeler loans.