Territory Manager-SEPL
IDFC FIRST Bank
Date: 8 hours ago
City: Chandīgarh, Chandigarh
Contract type: Full time
Job Requirements
Job Requirements
Role/ Job Title: Branch Credit Manager
Function/ Department:Micro Finance Loans
Job Purpose
The incumbent will be required to manage a team as well as coordinate with sales team to achieve target. You will be in direct contact with the consumers in order to establish their credit worthiness. You also need to ensure completion of credit/KYC documents and verifications through telephonic, field and collateral visits while complying with the guidelines set forth in the in the company credit policy. The execution of this these tasks must be accomplished in such manner which is both sales supportive and risk averse.
Roles & Responsibilities
Education Qualification (Fulltime)
Graduation: Bachelor’s in engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management
Job Requirements
Role/ Job Title: Branch Credit Manager
Function/ Department:Micro Finance Loans
Job Purpose
The incumbent will be required to manage a team as well as coordinate with sales team to achieve target. You will be in direct contact with the consumers in order to establish their credit worthiness. You also need to ensure completion of credit/KYC documents and verifications through telephonic, field and collateral visits while complying with the guidelines set forth in the in the company credit policy. The execution of this these tasks must be accomplished in such manner which is both sales supportive and risk averse.
Roles & Responsibilities
- The incumbent will be responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honour the agreed service level agreements and manage city/area business volumes.
- To conduct personal discussion with customers to establish Credit worthiness.
- The incumbent will ensure completion of credit/ know your customer documents and verification- telephonic, field & collateral visits.
- To coordinate with sales to achieve targets and ensure turnaround time or service level agreements are met.
- To ensure credit policy adherence to the accepted standards.
- To control and contain front-end delinquencies by calling up customer on first presentation.
- To manage and supervise a team of credit underwriters and provide guidelines.
Education Qualification (Fulltime)
Graduation: Bachelor’s in engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Texturing & V-Ray Artist
SuperDNA 3D Lab,
Chandīgarh, Chandigarh
4 days ago
We are looking for a talented and detail-oriented Texturing & V-Ray Artist to join our creative team. The ideal candidate will have strong visualization skills, an eye for realism, and expertise in rendering pipelines to deliver high-quality visuals.Key ResponsibilitiesApply PBR workflows to develop physically accurate and visually compelling materials.Demonstrate strong expertise in lighting, shading, materials, and rendering workflows to produce...
Cogniter Technologies - Generative AI Expert - Large Language Models
Cogniter Technologies,
Chandīgarh, Chandigarh
1 week ago
Cogniter Technologies is hiring a Generative AI Expert to join our advanced AI/ML team. In this role, you will design and deliver scalable AI applications powered by Large Language Models (LLMs), Retrieval-Augmented Generation (RAG), AI agents, and vector databases.If youre passionate about building intelligent systems that solve real-world problems, wed love to hear from you.Key Responsibilities Develop intelligent applications using...
Field Sales Internship in Chandigarh (Hybrid)
Global EduTech,
Chandīgarh, Chandigarh
1 week ago
Job Title: Field Sales InternLocation: [Your Location / Multiple Cities]Employment Type: Internship (Full-time)About The InternshipAs a Field Sales Intern at NEOD Global Edutech, you will have the opportunity to gain real-world experience in sales, client engagement, and business development. You will be part of a dynamic team that focuses on expanding our customer base, building strong client relationships, and driving...
