Territory Manager-Consumer Durable Loan Open Market
IDFC FIRST Bank
Date: 2 weeks ago
City: Cuttack, Odisha
Contract type: Full time
Job Requirements
Role/ Job Title: Territory Manager- Consumer Durable Loan
Function/ Department: Sales
Job Purpose
The role entails scaling up the business for the Consumer Durable Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - Product Head, Operations, Sales, IT, Credit, BIU for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.
Roles & Responsibilities
Graduation: Bachelors in Technology / Maths / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management.
Post-graduation: MBA, PGDM
Experience: 2+ years of relevant experience
Role/ Job Title: Territory Manager- Consumer Durable Loan
Function/ Department: Sales
Job Purpose
The role entails scaling up the business for the Consumer Durable Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - Product Head, Operations, Sales, IT, Credit, BIU for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.
Roles & Responsibilities
- Acquisition of Consumer Durable Loan customers in the identified segment and reference generation from the specified catchment area.
- Grow the AUM base for Consumer Durable Loan lending solutions and ensure that the overall revenue, cost, profitability and portfolio quality targets are met.
- Collaborate with the Product Head Consumer Durable Loan to ensure that the customers are offered the best in class solutions funding/multi funding requirements and key DST's are appropriately incentivized.
- Ensuring quality portfolio by minimizing delinquency and rejection.
- Extensive knowledge and understanding of retails assets, products and operations.
- Identifying the changing market trends, channel development for acquiring business and provide high quality customer service.
- Design a fulfilling customer journey leading to customer delight and making IDFC First their banking partner of choice.
- Ensure the successful adoption of internal compliances & regulatory framework across the business.
Graduation: Bachelors in Technology / Maths / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management.
Post-graduation: MBA, PGDM
Experience: 2+ years of relevant experience
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