Senior Policy Manager

IDFC FIRST Bank


Date: 2 weeks ago
City: Mumbai, Maharashtra
Contract type: Full time
Job Requirements

Job Title: Senior Policy Manager

Function/Department: Risk

Job Purpose

The role holder has the responsibility of managing, assessing and monitoring the policy norms., It entails the responsibility of defining the risk appetite and broad level policies for the assigned products, facilitating technological requirements and ensuring adherence to the statutory guidelines contributing to the larger objectives of the bank.

Roles & Responsibilities

  • Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions
  • Ensure program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance
  • Assist in building strong controls to mitigate risks across all spectrums (Onboarding, Credit, Operations, Fraud, Reputation)
  • Foresee portfolio direction, loss estimates and how to control the same
  • Monitor portfolio delinquencies at a micro level - identification of segments, locations and profiles which are delinquent
  • Ability to shape the risk appetite of the product in line with growth objectives and Risk Appetite framework of the bank alongside risk based pricing
  • Facilitate implementation of technological interventions like scorecards, digital journeys and automation to the streamline processes
  • Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high quality customer service
  • Leverage in-house synergies through collaboration with internal stakeholders
  • Attract and retain best-in-class talent for key roles in their reporting structure

Educational Qualifications

Graduation: Bachelor of Commerce (B.com) / Bachelor of Science (B.Sc) / Bachelor of Arts (BA) / Bachelor of Business & Insurance (BBI) / Bachelor of Management Studies (BMS)

Post-Graduation: Master of Business Administration (MBA) / Master of Commerce (M.com) / Master of Arts (MA)

Experience:5-10 years of relevant experience.

How to apply

To apply for this job you need to authorize on our website. If you don't have an account yet, please register.

Post a resume

Similar jobs

Associate Vice President - Cloud Sales

Tata Communications, Mumbai, Maharashtra
4 days ago
About The CompanyTata Communications Redefines Connectivity with Innovation and IntelligenceDriving the next level of intelligence powered by Cloud, Mobility, Internet of Things, Collaboration, Security, Media services and Network services, we at Tata Communications are envisaging a New World of Communications Lead all sales activities for Vayu Cloud. Build, lead, and scale a high-performing enterprise sales team focused on driving cloud...

Brand Designer I – Advanced Motion Designer

Upstox, Mumbai, Maharashtra
6 days ago
Job Title: Brand Designer I – Advanced Motion DesignerCompany: UpstoxLocation: MumbaiWork Arrangement: 5 days in the officeAbout UpstoxAt Upstox, we’re building the future of investing — simple, powerful, and for everyone. We're one of India’s fastest-growing fintech platforms, backed by the best in the business, including Mr. Ratan Tata and Tiger Global, and on a mission to make wealth creation...

Manager Quality Assurance

Larsen & Toubro, Mumbai, Maharashtra
1 week ago
Job Description - QA Function Key Responsibilities: Quality System Documentation as per ISO 9001:2015 which includes maintaining and upgradation of QMS Manual, Operating Procedures & relevant other controlled documentation. Maintain correspondence with M/s LRQA Certification body for External Audits. Co-ordinate with Nominated Representatives (NR’s) and Internal Auditors for ensuring effective implementation of QMS in the organisation. Undertake Internal Audits as...