Sales Manager-Gold Loan
IDFC FIRST Bank
Date: 1 day ago
City: Pune, Maharashtra
Contract type: Full time
Job Requirements
Job Requirements
Role/Job Title: Sales Manager - Gold Loan
Function/ Department: Gold Loan
Job Purpose
The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch.
Roles & Responsibilities
Graduation: Any graduate
Experience: 0-2 year of experience in retail banking, preferably with exposure to lending products
Job Requirements
Role/Job Title: Sales Manager - Gold Loan
Function/ Department: Gold Loan
Job Purpose
The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch.
Roles & Responsibilities
- Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers.
- Existing liability customers are pitched for gold loans.
- Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
- Fee Income should be Minimum 1% of total disbursals.
- Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases.
- Co-ordination with valuers to be done time to time basis.
- Ensure most of the customers are aligned to pay valuation charges as per product norms.
- Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X.
- PSL (Priority sector lending) Tagging and should be aware about PSL norms.
- Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
- Conduct Marketing activities in the local market for generating NTB gold loan customers.
- Willingness to work extensively in the field and travel across the region on short notice.
- Carrying out ad-hoc activities as per the requirement of the department.
- Proficient in MS - Word /Excel and power point
- Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation.
Graduation: Any graduate
Experience: 0-2 year of experience in retail banking, preferably with exposure to lending products
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Talent Acquisition Partner
Rapid7,
Pune, Maharashtra
1 week ago
The Talent Acquisition Partner is a critical driver of Rapid7’s ability to attract and hire exceptional talent that fuels our business success. In this role, you will support our hiring teams in Pune. The right candidate will have demonstrated experience managing a full cycle desk and using creative sourcing methods to attract top talent to Rapid7. By championing an outstanding...
Sr. Data Scientist
Persistent Systems,
Pune, Maharashtra
2 weeks ago
About PersistentWe are an AI-led, platform-driven Digital Engineering and Enterprise Modernization partner, combining deep technical expertise and industry experience to help our clients anticipate what’s next. Our offerings and proven solutions create a unique competitive advantage for our clients by giving them the power to see beyond and rise above. We work with many industry-leading organizations across the world, including...
Product Manager L1
Wipro,
Pune, Maharashtra
3 weeks ago
Job description:Job Description Role PurposeThe purpose of the role is to understand the customer needs and develop specific products to solve their problems and support delivery managers in client servicing͏ DoUnderstand the stated and unstated needs of the customer to develop the product Deeply understand the client requirements by interacting with them Coordinate with the pre-sales team to understand the...
