Sales Manager-Gold Loan

IDFC FIRST Bank


Date: 13 hours ago
City: Jabalpur, Madhya Pradesh
Contract type: Full time
Job Requirements

Role/ Job Title: Sales Manager - Gold Loan

Function/ Department: Gold Loan

Job Purpose: The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch.

Roles & Responsibilities

  • Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers.
  • Existing liability customers are pitched for gold loans.
  • Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
  • Fee Income should be Minimum 1% of total disbursals.
  • Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases.
  • Co-ordination with valuers to be done time to time basis.
  • Ensure most of the customers are aligned to pay valuation charges as per product norms.
  • Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X.
  • PSL (Priority sector lending) Tagging and should be aware about PSL norms.
  • Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
  • Conduct Marketing activities in the local market for generating NTB gold loan customers.
  • Willingness to work extensively in the field and travel across the region on short notice.
  • Carrying out ad-hoc activities as per the requirement of the department.
  • Proficient in MS - Word /Excel and power point
  • Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation.

Education Qualification

Graduation: Bachelor’s in Engineering / Technology / Management/ Computers/Science.

Post-graduation: MBA.

Experience: 5-10 year of experience in retail banking, preferably with exposure to lending products

How to apply

To apply for this job you need to authorize on our website. If you don't have an account yet, please register.

Post a resume

Similar jobs

HR Manager

Hilton, Jabalpur, Madhya Pradesh
3 weeks ago
With thousands of hotels in over 100 countries and territories, Hilton offers countless opportunities to delight. From an open door to a welcoming smile and an exceptional experience, we offer the millions of travellers who stay with us every year a welcome they will never forget. In addition to our flagship brand, Hilton Hotels & Resorts, the family of brands...

Assistant / Area Manager - Sales

NITCO LIMITED, Jabalpur, Madhya Pradesh
3 weeks ago
Key Purpose of the Job:To achieve targeted top-line and bottom line objectives, through proper sales planning, market promotion and secondary sales activities in the area. Ensure productive call as per HO norms.Key Result Areas Sales : To achieve targeted Sales as per the AOP / Regional Target SKU wise sales planning and execution Visit to Dealers as per PJP Market...

ENGLISH LANGUAGE TEACHER

IndisJob, Jabalpur, Madhya Pradesh
3 weeks ago
Job Title: English Language Teacher - Delhi Public School - SuhagiJob Overview: We are hiring an experienced English Language Teacher to develop students reading writing grammar and communication skills in Suhagi.Key ResponsibilitiesTeach English language and literature to assigned grades.Develop creative writing and spoken skills.Conduct debates essay writing and other language activities.QualificationsGraduate/Postgraduate in English + B.Ed.Prior CBSE Teaching Experience Preferred.Excellent fluency...