Sales Manager-Gold Loan

IDFC FIRST Bank


Date: 17 hours ago
City: Ranchi, Jharkhand
Contract type: Full time
Job Requirements

Role/Job Title: Sales Manager - Gold Loan

Function/ Department: Gold Loan

Job Purpose

The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of DSTs to expand Gold loan business in that locality/branch.

Roles & Responsibilities

Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers.

Existing liability customers are pitched for Gold loans.

Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.

Fee Income should be Minimum 1% of total disbursals.

Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases.

Co-ordination with valuers to be done time to time basis.

Ensure most of the customers are aligned to pay valuation charges as per product norms.

Ensuring healthy collections with Nil First Equally Monthly Installment /FPD and minimizing fresh flow in Bucket X.

PSL(Priority sector lending) Tagging and should be aware about PSL norms.

Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.

Conduct Marketing activities in the local market for generating NTB gold loan customers.

Willingness to work extensively in the field and travel across the region on short notice.

Carrying out ad-hoc activities as per the requirement of the department.

Educational Qualifications

Graduation: Any Graduate

Experience: 0 to 2 years of experience in Gold loan sales.

How to apply

To apply for this job you need to authorize on our website. If you don't have an account yet, please register.

Post a resume

Similar jobs

Law/Legal Internship

IndisJob, Ranchi, Jharkhand
1 week ago
Job Overview: Law/Legal Internship role at KMG Legal in Ranchi . Job Overview:KMG Legal is seeking a Law/Legal Intern to join our team. This position will provide valuable hands-on experience in various areas of law, including litigation, corporate law, intellectual property, and more. The ideal candidate will have a strong academic background and a passion for the legal field.Key Responsibilities...

Math Faculty - JEE Main And Advanced in Ranchi

Albedo, Ranchi, Jharkhand
3 weeks ago
Key Responsibilities Work on classroom teaching. Work on study material and test paper preparations. Work on online teaching.About Company: Albedo founders are IIT graduates, having team experience of more than 10 years. While Albedo is founded in 2015 to provide quality and result-oriented education.Specially focused on competitive exams like IIT-JEE and Medical starting from class 8th. In the last 7...

City Head

HuntingCube Recruitment Solutions, Ranchi, Jharkhand
4 weeks ago
Areas of ResponsibilityPromote City GrowthAchieve the AOP target for the city by driving and ensuring implementation of the strategies for increasing sales through promotions, enhancing customer experience etc. Suggest and implement city level initiatives to attain business targets and growth.Responsible for process excellence across the city units thereby guaranteeing constant renewal of SOPs in order to reduce wastage and cost,...