Sales Manager-Gold Loan
IDFC FIRST Bank
Date: 2 weeks ago
City: Ranchi, Jharkhand
Contract type: Full time
Job Requirements
Role/Job Title: Sales Manager - Gold Loan
Function/ Department: Gold Loan
Job Purpose
The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of DSTs to expand Gold loan business in that locality/branch.
Roles & Responsibilities
Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers.
Existing liability customers are pitched for Gold loans.
Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
Fee Income should be Minimum 1% of total disbursals.
Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases.
Co-ordination with valuers to be done time to time basis.
Ensure most of the customers are aligned to pay valuation charges as per product norms.
Ensuring healthy collections with Nil First Equally Monthly Installment /FPD and minimizing fresh flow in Bucket X.
PSL(Priority sector lending) Tagging and should be aware about PSL norms.
Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
Conduct Marketing activities in the local market for generating NTB gold loan customers.
Willingness to work extensively in the field and travel across the region on short notice.
Carrying out ad-hoc activities as per the requirement of the department.
Educational Qualifications
Graduation: Any Graduate
Experience: 0 to 2 years of experience in Gold loan sales.
Role/Job Title: Sales Manager - Gold Loan
Function/ Department: Gold Loan
Job Purpose
The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of DSTs to expand Gold loan business in that locality/branch.
Roles & Responsibilities
Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers.
Existing liability customers are pitched for Gold loans.
Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
Fee Income should be Minimum 1% of total disbursals.
Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases.
Co-ordination with valuers to be done time to time basis.
Ensure most of the customers are aligned to pay valuation charges as per product norms.
Ensuring healthy collections with Nil First Equally Monthly Installment /FPD and minimizing fresh flow in Bucket X.
PSL(Priority sector lending) Tagging and should be aware about PSL norms.
Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
Conduct Marketing activities in the local market for generating NTB gold loan customers.
Willingness to work extensively in the field and travel across the region on short notice.
Carrying out ad-hoc activities as per the requirement of the department.
Educational Qualifications
Graduation: Any Graduate
Experience: 0 to 2 years of experience in Gold loan sales.
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
City Head
HuntingCube Recruitment Solutions,
Ranchi, Jharkhand
2 days ago
Areas of ResponsibilityPromote City GrowthAchieve the AOP target for the city by driving and ensuring implementation of the strategies for increasing sales through promotions, enhancing customer experience etc. Suggest and implement city level initiatives to attain business targets and growth.Responsible for process excellence across the city units thereby guaranteeing constant renewal of SOPs in order to reduce wastage and cost,...
Branch Manager
IDFC FIRST Bank,
Ranchi, Jharkhand
2 days ago
Job RequirementsJob Requirements Job Title: Branch ManagerCompany Name: IDFC FIRST BankJob Type: Full-TimeJob Category: Retail BankingDepartment: Retail Banking > Branch Banking > BranchLocation: Nashik, Maharashtra, IndiaAdditional ParametersIDFC FIRST Bank is seeking a highly motivated and experienced Branch Manager to join our Retail Banking team in Nashik, Maharashtra, India. As a Branch Manager, you will be responsible for overseeing the operations...
Field sales- Paytm-Ranchi, Jharkhand
VIHU,
Ranchi, Jharkhand
3 weeks ago
Job RequirementsJob Title: Field Sales ExecutiveCompany Name: PaytmLocation: Ranchi, JharkhandSalary: INR 1.5-2.25 Lacs P.A.Employment Type: Full Time, PermanentJoin Our Dynamic Sales Team: Field Sales Executive - Fintech IndustryJob DescriptionAre you a motivated individual looking to jumpstart your career in sales? Do you have a passion for providing innovative financial solutions? Paytm is seeking a dedicated Field Sales Executive to join...
