Relationship Manager-KCC
IDFC FIRST Bank
Date: 8 hours ago
City: Warangal, Telangana
Contract type: Full time
Job Requirements
Job Requirements
Role/Job Title: Relationship Manager-Kisan Credit Card
Function/Department: Rural Banking
Job Purpose
The role entails providing financial solutions to meet the requirements of the KCC customers and ensure value added customer service. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing and deepening. The role bearer would be responsible for providing customers with the best in-class experience to become their banking partner of choice. The role bearer is responsible for NTB clients and manage the relationship for a designated branch contributing to the larger branch banking channel objectives.
Responsibilities
Roles & Responsibilities:
Graduation: Bachelor’s in Engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Management.
Experience: 4+ years of relevant experience.
Job Requirements
Role/Job Title: Relationship Manager-Kisan Credit Card
Function/Department: Rural Banking
Job Purpose
The role entails providing financial solutions to meet the requirements of the KCC customers and ensure value added customer service. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing and deepening. The role bearer would be responsible for providing customers with the best in-class experience to become their banking partner of choice. The role bearer is responsible for NTB clients and manage the relationship for a designated branch contributing to the larger branch banking channel objectives.
Responsibilities
Roles & Responsibilities:
- Responsible for increasing liabilities size of relationship via balances in accounts of existing KCC customers and enhancing customer profitability by capturing larger share of wallet.
- Review the inflows and outflows in the mapped accounts and also proactively identify potential business opportunities.
- Establish closely connect with the existing customers through mailers and phone calls and share insights on the fluctuations in interest rates, exchange rates and various product offerings.
- Generate new sales leads for KCC customers through referrals from existing clients, brokers, etc.
- Responsible for acquiring new customers for KCC with a detail understanding of Credit assessment.
- Leverage knowledge on Liability, Fx, Trade and Client Relationship, Delinquency management, Relationship management and Analytical mind-set to increase volume of business.
- Managing portfolio effectively through continuous monitoring of accounts and renewals enhancement, retention and ensure Portfolio Hygiene with minimal open deferral and covenants.
- Develop a superior working relationship with Branch banking for cross leveraging and synergy optimization and work within the Overall Bank Eco System with other Stakeholders.
- Evaluate the growth strategy based on competitor analysis and feedback from different channels/customers.
- Recommend process changes in order to improve service efficiency and quality across the branch network.
- Demonstrated Ability in sales planning and conceptualize promotions and marketing initiatives.
- Understanding of Financial statements, Credit Assessment and title- security documents.
- Attract and retain best-in-class talent for key roles in their reporting structure.
- Monitor key parameters on employee productivity, hiring quality and attrition rates and make necessary improvements.
- Enable teams to drive growth targets by providing necessary support.
Graduation: Bachelor’s in Engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Management.
Experience: 4+ years of relevant experience.
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Relationship Manager - GL South East
Bajaj Finserv,
Warangal, Telangana
8 hours ago
Location Name: Warangal - SubedariJob Purpose“This position is open with Bajaj Finance ltd.”Young and dynamic Experienced candidates with 2-4 yrs of experience in Gold Loans and who are passionate about building their career in the Gold loans domain.Should possess excellent written and verbal Communication and also should possess basic knowledge in MS office. Knowledge of the vernacular language of the...
Operations Manager - Microfinance
Bajaj Finserv,
Warangal, Telangana
1 week ago
Location Name: Parkal MFIJob PurposeTo manage the Operations of Branch assignedDuties And ResponsibilitiesThis position will be responsible for branch Operations including Quality check of applications, Disbursement initiation, File management, Document management & Customer Service.Take end to end ownership of Disbursement TAT.Ensure effective cash management at Branch.Ensure Adherence to vaulting process and policy.Monitor EOD and BOD activities related to respective branches...
Deputy Manager - SME MICRO BLSE
Bajaj Finserv,
Warangal, Telangana
4 weeks ago
Location Name: WarangalJob PurposeCreating a strong & compliant sales culture across the channel to drive acquisitions, profitability and employee development.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s...