Regional Credit Manager

YES BANK


Date: 2 weeks ago
City: Navi Mumbai, Maharashtra
Contract type: Full time
JD- Regional Credit Manager-

  • Managing the credit risk function relating to property backed lending.
  • Ensuring that credit facilities and loans are granted within the RBI regulations and Co’s credit policies.
  • End to end review of the Credit & Operation process of the region for delivering strict turnaround time.
  • Proficiency in financial analysis to gauge credit worthiness including interpretations of key ratios and analysis of cash flow statement.
  • Ensure adherence with SLAs for high levels of customer service delivery.
  • Ensure appropriate Quality Control processes are implemented for assessing performance quality as per benchmarks.
  • Identifying best practices across industry which can be embedded into the system for building quality portfolio Establishing goals and objectives for his/her direct reports in line with Risk function.
  • Evaluating staff performance
  • Promoting / coordinating effective cross-training

Requirements:

  • Experience Required: 10-12+ years of related experience out of which a minimum of 2 years in similar position/ responsibility in a Bank or Financial Institution
  • Education: CA/ MBA Finance
  • Good interpersonal skills with strong written and oral communication.
  • Energy to work in a dynamic environment

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