Mortgage operations - SRA

Overview: Supports mortgage processing and servicing from disclosure through closing and boarding. Ensures compliance with Truth in Lending/RESPA Integrated Disclosure (TRID) rules, Home Mortgage Disclosure Act (HMDA), and other US mortgage regulations.

Key Responsibilities

• Prepare and review mortgage disclosures (Loan Estimates and Closing Disclosures) within regulatory time frames.
• Assemble and audit closing packages, coordinate with title companies and settlement agents.
• Conduct pre‑ and post‑closing quality reviews to ensure loan files are complete and ready for delivery or servicing transfer.
• Assist with boarding loans into the servicing platform and monitor escrow, tax and insurance processing.

Qualifications

• Bachelor’s degree preferred; 1–3 years of experience in mortgage processing or closing.
• Strong knowledge of US mortgage regulations (TRID, RESPA, TILA, HMDA) and documentation requirements.
• Proficiency with mortgage loan‑origination systems (e.g., Encompass) and strong organizational skills.