Deputy National Lead - Commercial Lending Operations

Bajaj Finserv


Date: 3 weeks ago
City: Pune, Maharashtra
Contract type: Full time
Location Name: Pune Corporate Office - Cerebrum

Job Purpose

Responsible for Day to Day Transactions, Disbursement & TDS Refunds MIS, Ensure operational efficiency, ensure delivery within defined TAT and quality standards

Duties And Responsibilities

  •  Customer Onboarding, Loan Booking & Monitoring
  •  Authorization of Customer Onboarding and Limit Setting as per Documents / approvals provided,
  •  Ensure Loan Booking is done within TAT post submission of required approvals,
  •  Qualitative Check of Disbursements comparing the Sanction Terms viz, Loan Amount, Rate, Fees, Penalty etc.
  •  TDS Recon & Report Publishing


 TDS Receivable Recon to be published on a Quarterly Basis to respective stakeholders comparing to 26 AS Credits

 Work Closely with Business and Taxation team to reduce the recoverable

 Co-ordinate with Business and Customers to share TDS Certificates

 Ensuring TDS Entries are correctly posted in System

 Sample Quality Check of TDS Refunds to be done

  •  System Development / Enhancement / Project Management
  •  Initiate System Changes for improvement in Operational Efficiency
  •  Perform UAT, Data QC before go live,
  •  Monitor Reports / System Bugs
  •  Enhancements Management
  •  Daily MIS, Quality Check


 Publish Daily MIS to stakeholders helping in Disbursement / Portfolio Limit Tracking/TAT

Major Challenges

  • Involvement of various products, processes, scenarios, stakeholders etc. add complexity to the role
  • Document management for diversified portfolio of different Business with varied levels of complexity add challenges


Required Qualifications And Experience

  •  Qualifications


 Graduation with Experience / Post- Graduation

  •  Minimum 5-6 years of work experience
  •  Experience in management of Loan Disbursement Operations & Customer service
  •  Prior Experience & Knowledge of Loan Systems / Core Banking Solutions preferred
  •  Adequate Finance & accounting knowledge to understand the impact of processing a transaction
  •  Knowledge of Bank Reconciliation Process would be added advantage
  •  Stakeholder management
  •  Good MIS / Presentation Skill / Reporting to Senior Management

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