Deputy Area Manager - BFS Direct
Bajaj Finserv
Date: 2 weeks ago
City: Jaipur, Rajasthan
Contract type: Full time
Location Name: Jaipur
Job Purpose
“This position is open with Bajaj Finance ltd.”
Duties And Responsibilities
Job Purpose
“This position is open with Bajaj Finance ltd.”
Duties And Responsibilities
- Credit Appraisal of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
- Having a detailed personal discussion with applicants to understand the nature and stability of customer profile in case of salaried cases.
- Decisioning the application within the desired TAT.
- Taking logical calls based on CIBIL reports, Applicant’s past service of loans, income / obligations, Tele / Video PD, Geo tagging reports.
- Coordinating with sales, operations, collections and customer service team to facilitate the customer in a better way.
- Providing constant inputs and suggestions to improvise the process and policies to facilitate faster decisioning of application.
- MBA Finance with relevant experience.
- Has worked with reputed Bank/Financial Institution in unsecured high-ticket size loans
- Positive attitude and team player- will be part of a team
- Comfortable with 6 Day working and extended hours whenever required
- Ability to perform under high pressure situations consistently while managing multiple stakeholders and ensuring zero escalations from Sales
- Must have local market understanding.
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