Debt Manager-Flows-Credit Cards

IDFC FIRST Bank


Date: 1 week ago
City: Thiruvananthapuram, Kerala
Contract type: Full time
Role/ Job Title: Debt Manager- Flows- Credit Cards

Function/ Department: Collections

Job Purpose

The role bearer has the responsibility to plan, organize, direct and oversee the activities of the collections department. It also includes managing the agencies associated with the company in their assigned territory. The role bearer is responsible for the efficiency and optimization of retrieving EMI from the customers and ensuring adherence to all the guidelines laid out by the bank contributing to the larger organizational objectives of the bank.

Roles & Responsibilities

  • Responsible for managing and undertaking collections process for debts that have been assigned.
  • Regularly track the portfolio for specific buckets for the assigned area.
  • Track & control the delinquency of the area, Bucket-wise & DPD wise and focus on non-starters.
  • Responsible to allocate and achieve targets from agencies/ in house team.
  • Regularly follow up with the default customers.
  • Ensuring adherence to collection process and legal guidelines.
  • Tracing out absconded default customers and initiate recovery process.
  • Recommend for legal actions for non-recoverable cases and following up with the legal team for the closure of the cases.
  • Maintain data for administrative work related to collection such as updating delinquent account history, providing and maintaining MIS report, reviewing of collection feedback on daily, weekly & monthly basis.


Education Qualification

Graduation: Any Graduate

Post-graduation: MBA, PGDM

Experience: 2+ years of relevant experience

How to apply

To apply for this job you need to authorize on our website. If you don't have an account yet, please register.

Post a resume

Similar jobs

PMO Lead

UST, Thiruvananthapuram, Kerala
1 week ago
Role DescriptionKey Responsibilities:Oversee and manage PMO operations, ensuring efficient project execution and support.Resource Management: Lead the allocation of resources for multiple projects, ensuring optimal utilization.Project Tracking: Maintain oversight of project and business opportunity IDs for both new and existing accounts and engagements.Revenue Management: Track and manage revenue streams across all projects, ensuring accuracy in revenue reconciliation and alignment with financial...

Housekeeping Associate

Gokulam Grand Hotel & Spa Bangalore, Thiruvananthapuram, Kerala
₹15,000 - ₹16,000 per month
3 weeks ago
We are looking for a professional Housekeeper able of attending to our facilities with integrity and attention to detail.The goal is to create a clean and orderly environment for our guests that will become a critical factor in maintaining and strengthening our reputation.Perform a variety of cleaning activities such as sweeping, mopping, dusting and polishingEnsure all rooms are cared for...

Housekeeping Executive

Gokulam Grand Hotel & Spa Bangalore, Thiruvananthapuram, Kerala
₹300,000 - ₹336,000 per month
4 weeks ago
Position SummarySupervises all housekeeping employees, has the authority to hire or discharge, plans and assigns work assignments, give training for newly recruited employees, audit and inspects housekeeping personal work assignment and requisition supplies. Take care of the budget and budget controlling for the department.EHK Duties And ResponsibilitySupervises all housekeeping employees, hires new employees as needed, discharges employees when necessary and...