Credit Manager-Rural Credit-Business Banking Underwriting
IDFC FIRST Bank
Date: 3 weeks ago
City: Sirsa, Haryana
Contract type: Full time
Job Requirements
Role/ Job Title: Credit Manager-Rural Credit-Business Banking Underwriting
Function/ Department: Business Banking Underwriting
Job Purpose
Appraisal of proposals:
Graduation: Any graduate
Experience: 2-5 years of relevant experience.
Role/ Job Title: Credit Manager-Rural Credit-Business Banking Underwriting
Function/ Department: Business Banking Underwriting
Job Purpose
- To assess, evaluate, review, and approve proposals as a first officer for the business banking relationship which is referred to retail credit.
- Maintain the service level deliverables agreed with counter parts.
- Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the Banks’s risk appetite
Appraisal of proposals:
- Credit appraisal of loan application within defined guidelines and accordingly take decision, recommend for approval to higher authorities.
- To convey a clear opinion/ Highlight Critical risks along with suitable mitigates if any, regarding the acceptability of the proposed transactions/ facilities covering business model, industry risk, structure, Bank Conduct and Financials risk.
- Awareness of the product proposed, suitability to client requirement
- Conduct personal discussion with customers.
- Timely Renewal
- Deferral Management
- EWS Management
- Customer visits on key customers and high value relationship
- Maintaining the defined credit and end to end TATs to timely service internal as well as external customers.
Graduation: Any graduate
Experience: 2-5 years of relevant experience.
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Debt Manager-Flows-Rural Assets
IDFC FIRST Bank,
Sirsa, Haryana
1 week ago
Job RequirementsRole/ Job Title: Debt Manager-Flows-Rural AssetsFunction/ Department: Debt Management- Flows- Rural AssetsJob PurposeThe role bearer has the responsibility to plan, organize, direct and oversee the activities of the department. It also includes managing the agencies associated with the company in their assigned territory. The role bearer is responsible for the efficiency and optimization of retrieving EMI (Equated monthly instalment)...
Lingerie Experts
IndisJob,
Sirsa, Haryana
3 weeks ago
Job Overview: Lingerie Experts role at Reliance Retail in Sirsa . Job Overview:Reliance Retail is seeking experienced Lingerie Experts to join our team. As a Lingerie Expert, you will be responsible for providing exceptional customer service and professional fitting services to our customers. You will play a key role in helping customers find the perfect lingerie pieces and ensuring they...
Associate Relationship Manager-LAP
IDFC FIRST Bank,
Sirsa, Haryana
4 weeks ago
Job RequirementsRole/Job Title: Associate Relationship Manager-Loan against propertyFunction/Department: Rural BankingJob PurposeTo deliver a high-quality client service and customer retention. Enhance product sales and new client acquisition.Roles & ResponsibilitiesIdentifying New Markets, must work towards attracting new customers and generating leads through local activities like organizing canopy activities/leaflet distribution/cold calling and etc.To service, the leads referred by sales front/cross/selling or other channels.To...