Credit Manager-Home Loans
IDFC FIRST Bank
Date: 3 weeks ago
City: Mumbai, Maharashtra
Contract type: Full time
Job Requirements
Job Requirements
Job Title –Credit Manager – Home Loans
Business Unit – Retail Banking
Function – Credit
Job Purpose
The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.
Roles & Responsibilities
Educational Qualifications
Graduate – Any (Full Time)
Post Graduate – Any(Full Time)
Experience
2 - 5 years of experience in credit.
Job Requirements
Job Title –Credit Manager – Home Loans
Business Unit – Retail Banking
Function – Credit
Job Purpose
The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.
Roles & Responsibilities
- Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes
- Supervise a team of credit underwriters and provide guidelines
- Conduct personal discussion with customers to establish credit worthiness
- Control and contain front-end delinquencies by calling up customer on first presentation
- Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits
- Coordinate with sales to achieve targets and ensure SLAs are met
- Ensuring credit policy adherence to the accepted standards
Educational Qualifications
Graduate – Any (Full Time)
Post Graduate – Any(Full Time)
Experience
2 - 5 years of experience in credit.
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Product Manager-2 Wheeler Loan
IDFC FIRST Bank,
Mumbai, Maharashtra
14 hours ago
Job RequirementsRole/Job Title: Product Manager- 2 Wheeler LoanBusiness: Retail BankingFunction/ Department: Retail BankingRoles & ResponsibilitiesSupport in implementing value propositions for 2 Wheeler Loan lending businessProvide technical support across multiple technologies for the assigned productMaintaining and developing Product MISProactively support the team with admin ,manpower challengesContribute to the creation of dashboards for the senior managementAggregate information about latest market trends ,...
IN_Associate_Chartered Accounting_EPM_Advisory_PAN India
PwC India,
Mumbai, Maharashtra
4 days ago
Line of ServiceAdvisoryIndustry/SectorNot ApplicableSpecialismData, Analytics & AIManagement LevelAssociateJob Description & SummaryAt PwC, our people in data and analytics focus on leveraging data to drive insights and make informed business decisions. They utilise advanced analytics techniques to help clients optimise their operations and achieve their strategic goals.In business intelligence at PwC, you will focus on leveraging data and analytics to provide...
IN-Senior Manager_Sales_GCC_Advisory _Mumbai
PwC India,
Mumbai, Maharashtra
1 week ago
Line of ServiceAdvisoryIndustry/SectorNot ApplicableSpecialismOperationsManagement LevelSenior ManagerJob Description & SummaryAt PwC, our people in business services and support focus on providing efficient and effective administrative support to enable smooth operations within the organisation. This includes managing schedules, coordinating meetings, and handling confidential information.Those in client administration at PwC will focus on managing and coordinating client relationships, prioritising smooth communication and efficient...