Credit Manager

YES BANK


Date: 3 weeks ago
City: Mumbai, Maharashtra
Contract type: Full time
Chief Responsibilities

  • Ensure quality Appraisal of credit for worthy borrowers.
  • Ensure timely credit and transaction approvals for delegation under self.
  • Follow up with seniors for credit / transaction approvals.
  • Managing loan portfolio with respect to credit rating/quality.
  • Identify de risk account / AL accounts.
  • Monitoring of Team TAT and Productivity.
  • Ensuring adherence to the credit policy and process.
  • Review of Delinquency
  • Review exceptions and approval for knocking.
  • Respond on the Hind sight and Internal audit observations
  • Conduct monthly Regional Council Meetings with all the stakeholders.

Strategic/

Managerial

Responsibilities

  • Discussion of observations with Seniors – ACH / RCH/ National Credit Manager and Chief Credit Officer
  • Assessment of Credit Proposal / Case for his respective location / region
  • Presentation of key observations to Senior Management on periodic basis
  • Managing a team & drive the results/ goals set for self & Team.

Core

Responsibilities

  • Assessment of Credit proposal , Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal
  • Preparing CAM / Report which highlights the quality of information , which helps the decisioning of cases are senior level
  • Monitoring of delinquency, exceptions , portfolio movement.
  • Maintaining data as required by the Senior Management

Minimum

Qualifications

  • A CA/ MBA from a reputed institute

Years of

Experience Minimum of 3 to 5 years of work experience in credit evaluation

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