Credit Manager
YES BANK
Date: 20 hours ago
City: Mumbai, Maharashtra
Contract type: Full time
Chief Responsibilities
Managerial
Responsibilities
Responsibilities
Qualifications
Experience Minimum of 3 to 5 years of work experience in credit evaluation
- Ensure quality Appraisal of credit for worthy borrowers.
- Ensure timely credit and transaction approvals for delegation under self.
- Follow up with seniors for credit / transaction approvals.
- Managing loan portfolio with respect to credit rating/quality.
- Identify de risk account / AL accounts.
- Monitoring of Team TAT and Productivity.
- Ensuring adherence to the credit policy and process.
- Review of Delinquency
- Review exceptions and approval for knocking.
- Respond on the Hind sight and Internal audit observations
- Conduct monthly Regional Council Meetings with all the stakeholders.
Managerial
Responsibilities
- Discussion of observations with Seniors – ACH / RCH/ National Credit Manager and Chief Credit Officer
- Assessment of Credit Proposal / Case for his respective location / region
- Presentation of key observations to Senior Management on periodic basis
- Managing a team & drive the results/ goals set for self & Team.
Responsibilities
- Assessment of Credit proposal , Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal
- Preparing CAM / Report which highlights the quality of information , which helps the decisioning of cases are senior level
- Monitoring of delinquency, exceptions , portfolio movement.
- Maintaining data as required by the Senior Management
Qualifications
- A CA/ MBA from a reputed institute
Experience Minimum of 3 to 5 years of work experience in credit evaluation
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