Branch Credit Manager-Rural
IDFC FIRST Bank
Date: 1 day ago
City: Ongole, Andhra Pradesh
Contract type: Full time
Job Requirements
Role/Job Title: Branch Credit Manager-Rural
Function/Department: Rural Banking
Job Purpose
The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.
Responsibilities
Roles & Responsibilities:
Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate.
Experience: 2 to 5 years of experience in credit.
Role/Job Title: Branch Credit Manager-Rural
Function/Department: Rural Banking
Job Purpose
The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.
Responsibilities
Roles & Responsibilities:
- Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms.
- Maintaining Credit TAT to ensure the growth of business.
- Delinquency management - Conducting Personal Visits to customers and doing root cause analysis of such cases.
- Conducting Random Visits in order to cross check the authenticity of the Contact point verifications.
- To manage post disbursement documents and partly disbursed cases.
- Maintaining credit MIS and various management reporting as required.
- Manage Audit compliance for the branch and support in other operational activities.
- Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc.
- Recommend process changes in order to improve service efficiency and quality across the assigned area.
- Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service.
Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate.
Experience: 2 to 5 years of experience in credit.
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Credit Manager-Mortgage Rural
IDFC FIRST Bank,
Ongole, Andhra Pradesh
6 days ago
Job RequirementsRole/Job Title: Credit Manager - Mortgage RuralFunction/Department: Rural BankingJob PurposeThe role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers...
Ophthalmologist
IndisJob,
Ongole, Andhra Pradesh
6 days ago
Job Overview: Ophthalmologist role at m-hub in Ongole . Job Overview:The Ophthalmologist will be responsible for providing high-quality eye care services to patients in the Outpatient Department (OPD) of m-hub located in CR Park, South Delhi. The successful candidate will diagnose and treat various eye conditions, perform surgeries when necessary, and ensure patient satisfaction through compassionate and comprehensive care.Key Responsibilities...
Assistant Manager - GL Risk, Audit, RCU & Admin
Bajaj Finserv,
Ongole, Andhra Pradesh
4 weeks ago
Location Name: OngoleJob Purpose“This position is open with Bajaj Finance ltd.”MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION.Duties And Responsibilities PRINCIPAL ACCOUNTABILITIES(Accountabilities associated with the job)Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch.Preparing Monthly reports by consolidating observations.Preparing initial Plan from...
