Branch Credit Manager - EIL
IDFC FIRST Bank
Date: 1 week ago
City: Delhi, Delhi
Contract type: Full time
Role/ Job Title:Branch Credit Manager – Education Infrastructure Loans
Function/ Department:Retail Banking
Job Purpose
The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy.
Roles & Responsibilities
Graduation: Any Graduate
Experience:2 to 5 years of relevant experience in Credit
Function/ Department:Retail Banking
Job Purpose
The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy.
Roles & Responsibilities
- Candidate would be required to underwrite SENP Loan against property proposals > Rs. 1.00 Crore
- Would also be required to underwrite proposal for School / College infrastructure funding starting from Rs. 1.00 Crore onwards.
- Capability to assess and do Personal Discussion Individually for case up to Rs. 2 Crore.
- Capability to co-relate PD experience into overall decision making considering Micro and Macroeconomic factor.
- Ability to understand Bank Statements, Financials, Ratios, working knowledge of various credit checks portals for better validations of proposals.
- Understanding of proposal in its totality w.r.t. Riks involved and mitigants in hand for better decision making.
- Should be having good local market knowledge.
- Ability to assess business with cash component and minimum books reflection.
- Ability to liaison with external stakeholders like – Legal Vendors, Technical Vendors, FI FCU vendors.
- Good drafting skills along with moderate understanding of Legal and Technical challenges.
- Ready to travel outstations for PD’s and Visits.
- Hand on experience into Excel, working knowledge of Financial Software’s like – Finnone, SFDC etc would be additional advantage.
Graduation: Any Graduate
Experience:2 to 5 years of relevant experience in Credit
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Lead Customer Care Engineer
Thermo Fisher Scientific,
Delhi, Delhi
5 days ago
Work ScheduleStandard (Mon-Fri)Environmental ConditionsOfficeThermo Fisher Scientific Inc. is looking for a highly motivated and skilled Lead Engineer Field Service to join our team in India. This position is expected to lead various EPM businesses. As the Lead Engineer, Field Service, you will be responsible for overseeing service delivery in our various EPM businesses. This role provides an opportunity to build...
Senior Associate Specialist - Taxation
NTT DATA, Inc.,
Delhi, Delhi
1 week ago
Make an impact with NTT DATAJoin a company that is pushing the boundaries of what is possible. We are renowned for our technical excellence and leading innovations, and for making a difference to our clients and society. Our workplace embraces diversity and inclusion – it’s a place where you can grow, belong and thrive.Your day at NTT DATAThe Senior Associate...
Manager - Business Development and Events
AICRA - All India Council for Robotics & Automation,
Delhi, Delhi
1 week ago
Objectives of this roleOversee the planning and execution of five to eight events in a calendar yearUphold the company’s mission and vision with every eventOwn every aspect of an event, from venue choice to success metricsKeep budgets and timelines under control at all timesDevelop an actionable plan for fundraising and managing monthly cash flowComply with all national and local regulationsResponsibilitiesDevelop...
