Associate Relationship Officer
IDFC FIRST Bank
Date: 6 hours ago
City: Ajmer, Rajasthan
Contract type: Full time
Job Requirements
Job Description
Job Title – Associate Relationship Officer
Place of work-Karnataka/Chhattisgarh/Odisha/Rajasthan/Gujarat/Madhya Pradesh/Andhra Pradesh
Business Unit – Retail Banking-Rural Banking
Function- Rural Sales
Job Purpose
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.
Responsibilities
Roles & Responsibilities:
12th –Any
Graduation-Any
Post Graduation-Optional
Experience
0-1 years of relevant branch banking experience, fresher’s can apply.
Job Description
Job Title – Associate Relationship Officer
Place of work-Karnataka/Chhattisgarh/Odisha/Rajasthan/Gujarat/Madhya Pradesh/Andhra Pradesh
Business Unit – Retail Banking-Rural Banking
Function- Rural Sales
Job Purpose
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.
Responsibilities
Roles & Responsibilities:
- Manage zoning activity to map household needs in villages and areas allocated
- Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets
- Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements
- Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer
- Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship
- Nudge behavioral changes in customers to drive them towards online banking
- Maintain high collections efficiency through discipline and drive
- Monitor preparation of accurate documentation of loans and saving account.
- Coordinate with operations officer to ensure timely and accurate data entry
- Ensure compliance as per the bank requirements
- Conduct field audits and customer verifications to ensure high quality of accounts
- Recommend process changes in order to improve service efficiency and quality across the branch network
- Provide support for implementation of livelihood advancement and community development initiatives.
12th –Any
Graduation-Any
Post Graduation-Optional
Experience
0-1 years of relevant branch banking experience, fresher’s can apply.
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Relationship Manager-Tractor Loan
IDFC FIRST Bank,
Ajmer, Rajasthan
6 days ago
Job RequirementsJob Requirements Role/Job Title: Relationship Manager-Tractor LoanFunction/ Department: Rural BankingJob PurposeThe role entails providing financial solutions to meet the requirements of the Tractor Loan customers and ensure value added customer service. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing, and deepening. The role bearer would be responsible for providing customers...
Deputy Manager - Business Loans - Indirect
Bajaj Finserv,
Ajmer, Rajasthan
2 weeks ago
Location Name: AjmerJob PurposeTo provide customized lending solutions for business loans, empowering clients to achieve their financial goalsCulture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with...
Sales Manager-Commercial Vehicles
IDFC FIRST Bank,
Ajmer, Rajasthan
3 weeks ago
Job RequirementsJob Requirements Role/ Job Title: Sales Manager – Commercial VehiclesFunction/ Department: Commercial VehicleJob PurposeThe role bearer has the responsibility of sourcing loans from the market using Direct Sales Associates/Direct Sales Teams and existing channel partners as well establishing a quality portfolio. It entails managing a team, maintaining strong relationships, fostering co-operation, and communicating effectively across different mediums. The role...