Associate Relationship Manager-PL

IDFC FIRST Bank


Date: 14 hours ago
City: Morbi, Gujarat
Contract type: Full time
Job Requirements

Job Requirements

Role/Job Title: Associate Relationship Manager-Personal Loan

Function/Department: Rural Banking

Job Purpose

To Start Personal Loan in Rural Market and service and source the product.

Primary Responsibilities

  • Identifying Business owners / entrepreneurs in the defined catchment and identifying / assessing their business loan needs.
  • Map out prospects in the town to scope business potential.
  • Disburse Personal loans based on needs assessment.
  • Conduct end-use checks as specified post disbursal of loans.
  • Achieve monthly and annual loan booking targets.
  • Cross-sell products and services to both new and as well as existing customers as per their lifestyle, risk profiling and requirements.
  • Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer.

Secondary Responsibilities

  • Maintain high collections efficiency through discipline and drive.
  • Preparation of accurate documentation of loans.
  • Coordinate with operations officer to ensure timely data entry.
  • Nudge behavioural changes in customers to move towards online banking.
  • Ensure compliance as per the bank requirements.

Education Qualification

Graduation: Bachelor’s in Engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Management.

Experience: 0 to 2 years of relevant branch banking experience.

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