Associate Relationship Manager-MEL
IDFC FIRST Bank
Date: 3 weeks ago
City: Bilāspur, Chhattisgarh
Contract type: Full time
Job Requirements
Job Requirements
Role/Job Title: Associate Relationship Manager-Micro Enterprise Loan(MEL)
Function/Department: Rural Banking
Job Purpose
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.
Roles & Responsibilities
Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate.
Experience: 0 to 1 years of relevant branch banking experience.
Job Requirements
Role/Job Title: Associate Relationship Manager-Micro Enterprise Loan(MEL)
Function/Department: Rural Banking
Job Purpose
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.
Roles & Responsibilities
- Manage zoning activity to map household needs in villages and areas allocated.
- Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets.
- Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements.
- Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer.
- Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship.
- Nudge behavioral changes in customers to drive them towards online banking.
- Maintain high collections efficiency through discipline and drive.
- Monitor preparation of accurate documentation of loans and saving account.
- Coordinate with operations officer to ensure timely and accurate data entry.
- Ensure compliance as per the bank requirements.
- Conduct field audits and customer verifications to ensure high quality of accounts.
- Gather latest Market intelligence and track and benchmark against best practices in competitor banks.
- Recommend process changes in order to improve service efficiency and quality across the branch network.
- Provide support for implementation of livelihood advancement and community development initiatives.
Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate.
Experience: 0 to 1 years of relevant branch banking experience.
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Psychologist in Bilaspur (1-2 Years of experience)
YourDOST,
Bilāspur, Chhattisgarh
5 days ago
We at YourDOST are looking for Psychologists in the Bilaspur.Work Responsibilities:● Face-to-face counselling at corporate/college client premises.● Online counselling (Audio/Video/Chat)● Conducting group sessions● Conducting workshops and webinars.Qualification:Masters in Psychology1-2 year of Counselling experienceLanguage - English and Hindi mandatory any other regional language is a plus.Salary: Salary as per industry standards.If your profile matches with above requirements please fill the candidate...
Associate Manager-Acquisition (Household)
IDFC FIRST Bank,
Bilāspur, Chhattisgarh
2 weeks ago
Job RequirementsRole/ Job Title: Associate Manager-Acquisition (Household)Function/ Department: Branch BankingJob PurposeRole entails acquiring new customers for the bank's savings accounts. The role involves identifying potential customers, contacting them through various channels, explaining the benefits and features of the savings products, and closing the sales. Also to ensures that the customers are satisfied with the bank's services and maintains a long-term...
Associate Relationship Manager-Group
IDFC FIRST Bank,
Bilāspur, Chhattisgarh
3 weeks ago
Job RequirementsJob Requirements Job Title – Associate Relationship Manager-GroupBusiness Unit - Retail Banking-Rural BankingFunction- Rural SalesJob PurposeThe role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support the Relationship Manager in identifying prospective customers and converting them into real business opportunities. The role bearer is responsible...