Associate Relationship Manager-Group
IDFC FIRST Bank
Date: 3 weeks ago
City: Chandīgarh, Chandigarh
Contract type: Full time
Job Requirements
Job Requirements
Job Title – Associate Relationship Manager-Group
Business Unit - Retail Banking-Rural Banking
Function- Rural Sales
Job Purpose
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support the Relationship Manager in identifying prospective customers and converting them into real business opportunities. The role bearer is responsible for helping create Joint Liability Groups and centres and manage them through the formation, disbursal and collection phases while driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship.
Roles & Responsibilities
Customer Acquisition targets, Cross sell targets.
Educational Qualifications
Bachelors in Math’s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management / any other.
Experience
0 - 5 years of relevant branch banking experience.
Job Requirements
Job Title – Associate Relationship Manager-Group
Business Unit - Retail Banking-Rural Banking
Function- Rural Sales
Job Purpose
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support the Relationship Manager in identifying prospective customers and converting them into real business opportunities. The role bearer is responsible for helping create Joint Liability Groups and centres and manage them through the formation, disbursal and collection phases while driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship.
Roles & Responsibilities
- Manage zoning activity to map household needs in villages and areas allocated.
- Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets.
- Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements.
- Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer.
- Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship.
- Maintain high collections efficiency through discipline and drive.
- Monitor preparation of accurate documentation of loans and saving account.
- Coordinate with operations officer to ensure timely and accurate data entry.
- Ensure compliance as per the bank requirements.
- Conduct field audits and customer verifications to ensure high quality of accounts.
- Gather Latest Market intelligence and track and benchmark against best practices in competitor banks.
- Recommend process changes in order to improve service efficiency and quality across the branch network.
- Provide support for implementation of livelihood advancement and community development initiatives.
- Recommend process changes in order to improve service efficiency and quality across the branch network.
- Provide support for implementation of livelihood advancement and community development initiatives.
Customer Acquisition targets, Cross sell targets.
Educational Qualifications
Bachelors in Math’s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management / any other.
Experience
0 - 5 years of relevant branch banking experience.
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Co-Op/Apprentice
Medtronic,
Chandīgarh, Chandigarh
2 weeks ago
At Medtronic you can begin a life-long career of exploration and innovation, while helping champion healthcare access and equity for all. You’ll lead with purpose, breaking down barriers to innovation in a more connected, compassionate world.A Day in the LifeResponsibilities may include the following and other duties may be assigned.This is a temporary position.Responsible for performing and supporting research for...
Sr. QA Analyst
Gallagher,
Chandīgarh, Chandigarh
2 weeks ago
IntroductionWe believe that every candidate brings something special to the table, including you! So, even if you feel that you’re close but not an exact match, we encourage you to apply. We’d be thrilled to receive applications from exceptional individuals like yourself.Gallagher, a global industry leader in insurance, risk management, and consulting services, boasts a team of over 50,000 professionals...
LifeLab Knowledge Exchange and Enterprise Fellow
Cyber Security Academy Southampton,
Chandīgarh, Chandigarh
4 weeks ago
Are you an experienced educator looking to support an exciting programme working with children to inspire them to live healthier lives? Do you have a background in Education? We are looking for a professional and proactive individual to support the LifeLab programme. We are expanding our offer to schools, including to primary schools and as such are looking for an...