Assistant Relationship Manager-Rural Business Banking
IDFC FIRST Bank
Date: 11 hours ago
City: Ajmer, Rajasthan
Contract type: Full time
Job Requirements
Job Title: Assistant Relationship Manager-Rural Business Banking
Business: Rural Banking
Function/ Department: Rural Business Banking
Job Purpose
The role entails providing financial solutions to meet the working requirements of Rural business banking customers and ensuring best-in-class relationship management and customer experience to become their banking partner of choice. The role bearer is responsible for asset NTB client acquisition along with liabilities and Third-Party Products. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing, and deepening.
Roles & Responsibilities
NTB Business, Quality of Sourcing, Meeting m-o-m activation and productivity target, No Quick Mortality, Activating all assigned branches for leads. Superior TAT and conversion rates, No overdue charge perfection, Ontime renewal, CASA and Fee income generation, Irregularity resolution, Deferral closure, NTB Cases done (including referral from existing customer), Onboarding & Activation, Product deepening.
Educational Qualifications
Graduation: Bachelor’s in engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management.
Post-graduation: PG will be preferred
Professional Qualification: NA
Experience: 2-3 years of relevant experience in business banking / working capital financing.
Job Title: Assistant Relationship Manager-Rural Business Banking
Business: Rural Banking
Function/ Department: Rural Business Banking
Job Purpose
The role entails providing financial solutions to meet the working requirements of Rural business banking customers and ensuring best-in-class relationship management and customer experience to become their banking partner of choice. The role bearer is responsible for asset NTB client acquisition along with liabilities and Third-Party Products. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing, and deepening.
Roles & Responsibilities
- Responsible for acquiring new customers for business banking with a detailed understanding of credit assessment.
- Knowledge on liability, Third-party products and client relationships, delinquency management, relationship management, and an analytical mindset.
- Managing the portfolio effectively through continuous monitoring of accounts and renewals, enhancement, retention and ensuring portfolio hygiene with minimal open deferral and covenants.
- Develop a superior working relationship with branch banking for cross-leveraging & synergy optimization and work within the overall bank ecosystem with other stakeholders.
- Recommend process changes in order to improve service efficiency and quality across the branch network.
- Demonstrated ability in sales planning and conceptualizing promotions and marketing initiatives.
- Understanding of financial statements, credit Assessment and title-security documents
NTB Business, Quality of Sourcing, Meeting m-o-m activation and productivity target, No Quick Mortality, Activating all assigned branches for leads. Superior TAT and conversion rates, No overdue charge perfection, Ontime renewal, CASA and Fee income generation, Irregularity resolution, Deferral closure, NTB Cases done (including referral from existing customer), Onboarding & Activation, Product deepening.
Educational Qualifications
Graduation: Bachelor’s in engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management.
Post-graduation: PG will be preferred
Professional Qualification: NA
Experience: 2-3 years of relevant experience in business banking / working capital financing.
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