Assistant Manager - Microfinance

Bajaj Finserv


Date: 3 weeks ago
City: Surat, Gujarat
Contract type: Full time
Location Name: Bhatlai FI

Job Purpose

Responsible for doing village surveys, getting new customers, do CGT, house verification and income assessment, do quality sourcing, ensure collections and recoveries are done as per the group/centre meeting schedule. Maintain Healthy Customer Relationships on ground in the location

Duties And Responsibilities

  •  Conduct village surveys and do prospecting in selected villages, explain BFL MFI JLG product offerings to all who attend prospecting briefing.
  •  Source New Customers in the locations allocated, form JLG groups and promote financial literacy amongst potential borrowers
  •  Collect all information needed for sourcing, data entry / upload and/or validate documents on LOS, follow entire sourcing process as defined in SOP
  •  Coordinate with BM for required approvals and Credit Ops officer at branch for disbursements as per process
  •  Plan Center Meetings of customers and notify customers in advance of the schedule, ensure 100% participation of borrowers in the center meetings. Resolve customer queries and promote top ups / cross sell as defined for the branch. Manage a portfolio of 450 – 500 customers
  •  Ensure collections are done from Customers as per scheduled center meeting days, ensure 100% deposition of recovery done in defined points of disposition as per SOP.
  •  Carry out end use monitoring of loans as per the process
  •  Maintain Healthy and cordial relationship with all potential and existing borrowers, ensure 100% compliance and good conduct on all SOPs and practices as defined in the branch operating model.
  •  Create a daily report of tasks planned and executed and submit to Branch Manager.
  •  Ensure recovery disposition reconciliation is done with Credit and Ops Officer as per schedule.
  •  Ensuring critical parameters like lead to login are executed as per matrix .
  •  Maintain centre meeting discipline, follow SOPs and code of conduct


Major Challenges

  •  Quality sourcing and achieving targets as defined
  •  Regular collections and maintaining customers in current bucket, regularizing and normalizing delinquent customers
  •  Compliance on all business parameters, zero audit findings on his / her sourced customer segment / portfolio

How to apply

To apply for this job you need to authorize on our website. If you don't have an account yet, please register.

Post a resume

Similar jobs

UX/UI Designer

Codelink Infotech, Surat, Gujarat
₹5,000 - ₹15,000 per month
1 week ago
Skills:User Research, Wireframing, Prototyping, Information Architecture, Visual Design, Interaction Design, Usability Testing, Responsive Design,Collaborate with product managers, developers, and other stakeholders to understand project requirements and user needs.Create wireframes, prototypes, and high-fidelity designs for web and mobile applications.Conduct user research and usability testing to gather feedback and improve design solutions.Develop and maintain design guidelines, style guides, and UI patterns to...

Flutter Developer

Xcellence-IT, Surat, Gujarat
1 week ago
We are looking for an experienced Flutter Developer who will join our talented software team that works on mission-critical applications. Your duties will include managing Flutter (Android, iOS) application development while providing expertise in the full software development lifecycle, from concept and design to testing.You should have good experience in building high-performing, scalable, enterprise-grade applications and be able to write...

Data Manager

G . D . Goenka International School, Surat, Surat, Gujarat
₹25,000 - ₹30,000 per month
2 weeks ago
Skills:data operator, Microsoft Excel, Microsoft Office, Communication, English, Computer,Company OverviewG.D. Goenka International School, Surat is a Coed Day Cum Boarding School affiliated to CBSE, providing education from Playgroup to XII. Established in 2015, the school is located in the New City Light Road area of Surat and has 501-1000 employees. Headquarters in Delhi with a focus on Education. Website: G.D....