Assistant Manager- Home loan- Pune Regional Office
Justo RealFintech Ltd
Date: 13 hours ago
City: Pune, Maharashtra
Contract type: Full time
About JUSTO: Established in August 2019, JUSTO is a dynamic real estate solutions company committed to driving innovation and growth. With a dedicated team of professionals, we empower developers to bring their vision to life. Our tailored strategies are designed to maximize value for both developers and end-users. Operating across multiple cities, including Mumbai, Navi Mumbai, Pune, Bhubaneswar, Kolhapur, Aurangabad, and Nashik, we have built a strong presence in the real estate market. Guided by our core principles of providing expert advice, creating innovative solutions, and nurturing long-term partnerships, we combine cutting-edge technology with personalized service to establish ourselves as a trusted brand in real estate solutions.
Job Title: Asst Manager / Manager
Job Role: Home Loan
Experience: Minimum 2-6 years
Reports to: Head of Department
About The Role
As a Home Loan Manager, you will be responsible for managing and streamlining the home loan processes for our clients. Your primary focus will be to ensure smooth collaboration with banks and financial institutions, guide clients through loan application processes, and assist in achieving financial closure for property purchases.
Key Responsibilities
Client Consultation:
Understand clients' financial needs and provide advice on home loan options.
Assist clients in preparing and submitting loan applications with required documentation.
Liaison With Financial Institutions
Develop and maintain relationships with banks and NBFCs.
Negotiate terms and conditions of loan agreements to ensure favorable outcomes for clients.
Loan Process Management
Monitor the end-to-end home loan application process.
Ensure timely disbursement of funds by coordinating with financial institutions and clients.
Compliance And Documentation
Ensure all loan-related documents are accurate, complete, and adhere to legal requirements.
Stay updated with regulatory changes in home loan policies.
Team Collaboration
Work closely with the sales and legal teams to provide a seamless property buying experience.
Provide training to the sales team about loan products and procedures.
Market Analysis
Stay informed about market trends and home loan products.
Recommend innovative loan solutions to enhance customer satisfaction.
Required Skills And Competencies
Education: Bachelor’s degree in Finance, Commerce, Economics, or related field
Experience: 2-5 years of relevant experience in home loans, mortgage banking, or real estate financing. Proven track record in managing loan processes and client relationships.
Soft Skills: Excellent communication, customer relationships and negotiation skills.
Skills and Competencies: Strong knowledge of home loan products and policies. Proficiency in financial analysis and credit assessment. Ability to manage multiple clients and prioritize tasks. Familiarity with real estate and property laws is a plus.
Job Title: Asst Manager / Manager
Job Role: Home Loan
Experience: Minimum 2-6 years
Reports to: Head of Department
About The Role
As a Home Loan Manager, you will be responsible for managing and streamlining the home loan processes for our clients. Your primary focus will be to ensure smooth collaboration with banks and financial institutions, guide clients through loan application processes, and assist in achieving financial closure for property purchases.
Key Responsibilities
Client Consultation:
Understand clients' financial needs and provide advice on home loan options.
Assist clients in preparing and submitting loan applications with required documentation.
Liaison With Financial Institutions
Develop and maintain relationships with banks and NBFCs.
Negotiate terms and conditions of loan agreements to ensure favorable outcomes for clients.
Loan Process Management
Monitor the end-to-end home loan application process.
Ensure timely disbursement of funds by coordinating with financial institutions and clients.
Compliance And Documentation
Ensure all loan-related documents are accurate, complete, and adhere to legal requirements.
Stay updated with regulatory changes in home loan policies.
Team Collaboration
Work closely with the sales and legal teams to provide a seamless property buying experience.
Provide training to the sales team about loan products and procedures.
Market Analysis
Stay informed about market trends and home loan products.
Recommend innovative loan solutions to enhance customer satisfaction.
Required Skills And Competencies
Education: Bachelor’s degree in Finance, Commerce, Economics, or related field
Experience: 2-5 years of relevant experience in home loans, mortgage banking, or real estate financing. Proven track record in managing loan processes and client relationships.
Soft Skills: Excellent communication, customer relationships and negotiation skills.
Skills and Competencies: Strong knowledge of home loan products and policies. Proficiency in financial analysis and credit assessment. Ability to manage multiple clients and prioritize tasks. Familiarity with real estate and property laws is a plus.
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