Area Head - Individual Loans
IDFC FIRST Bank
Date: 3 days ago
City: Chandīgarh, Chandigarh
Contract type: Full time
Job Requirements
Role/ Job Title: Area Head - Individual Loans
Function/ Department: Rural Banking
Job Purpose
Ensuring high class portfolio quality by maintaining collections efficiency with consistent growth in portfolio along with maintaining high compliance standard.
Roles & Responsibilities
Graduation: BA, BBA, B.com & B.sc
Post-graduation: MBA, M.com
Experience: 15+ years of relevant experience.
Role/ Job Title: Area Head - Individual Loans
Function/ Department: Rural Banking
Job Purpose
Ensuring high class portfolio quality by maintaining collections efficiency with consistent growth in portfolio along with maintaining high compliance standard.
Roles & Responsibilities
- Primarily responsible for sales and collections of MEL, MEL Variants, PL, PL Cross Sell & another unsecured loan product
- Maintaining high class Collections efficiency across buckets as desired by the bank. Current bucket collections to be above 99.7%
- NTB acquisition of customers with retention of existing customers
- Constant growth in the portfolio by increasing the number of customers and consistently delivering desired disbursal amount.
- High compliance standards with continuous portfolio checks. Ensuring minimum governance issues and process lapses
- Ensuring best customer service with minimum/zero escalations
- Driving digital initiatives within existing products
- Building a strong and high-performance team down under
- Training new hires and nurturing existing talent.
- Continuous guidance to team to prepare them for next role.
- Ensure minimum attrition.
Graduation: BA, BBA, B.com & B.sc
Post-graduation: MBA, M.com
Experience: 15+ years of relevant experience.
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