Area Credit Manager-Used Cars
IDFC FIRST Bank
Date: 3 weeks ago
City: Chennai, Tamil Nadu
Contract type: Full time
Job Requirements
Role/Job Title: Area Credit Manager-Used Cars
Function/ Department: 'Retail Underwriting
Roles & Responsibilities
'
Graduation: Any
Post Graduation: MBA, PGDM
Work Experience
5-10 years of experience
Role/Job Title: Area Credit Manager-Used Cars
Function/ Department: 'Retail Underwriting
Roles & Responsibilities
'
- Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes
- Supervise a team of credit underwriters and provide guidelines
- Conduct personal discussion with customers to establish credit worthiness
- Control and contain front-end delinquencies by calling up customer on first presentation
- Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits
- Coordinate with sales to achieve targets and ensure SLAs are met
- Ensuring credit policy adherence to the accepted standards
- Recommend process changes in order to improve service efficiency and quality across the assigned area
- Recommend improvements to processes and policies across the Retail Banking business.
Graduation: Any
Post Graduation: MBA, PGDM
Work Experience
5-10 years of experience
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