Territory Manager-Loan against Property
IDFC FIRST Bank
Date: 2 weeks ago
City: Kolkāta, West Bengal
Contract type: Full time
Job Requirements
About the Role
The Territory Manager – Loan Against Property is responsible for sourcing loans through market channels such as DSAs, DSTs, and existing partners. The role involves building and maintaining a high-quality loan portfolio, managing a team, and fostering strong relationships across stakeholders. The Territory Manager must ensure compliance with internal policies and guidelines while balancing sales objectives with risk management to support the broader goals of the bank.
Key Responsibilities
Primary Responsibilities
Education
About the Role
The Territory Manager – Loan Against Property is responsible for sourcing loans through market channels such as DSAs, DSTs, and existing partners. The role involves building and maintaining a high-quality loan portfolio, managing a team, and fostering strong relationships across stakeholders. The Territory Manager must ensure compliance with internal policies and guidelines while balancing sales objectives with risk management to support the broader goals of the bank.
Key Responsibilities
Primary Responsibilities
- Source and manage business channels from the market to acquire new loan customers.
- Build and maintain a quality loan portfolio by minimizing delinquencies and rejections.
- Ensure adherence to internal policies and regulatory guidelines.
- Stay updated with retail asset products, operational processes, and market trends.
- Identify evolving market dynamics and develop channels to enhance business acquisition.
- Deliver high-quality customer service and recommend process improvements to drive operational efficiency.
Education
- Graduation: Any discipline
- Minimum 3 years of relevant experience in loan sourcing or retail banking
- Strong understanding of retail asset products and market trends
- Excellent communication and relationship management skills
- Ability to lead teams and collaborate across functions.
- Customer-centric approach with a focus on quality and compliance
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