Branch Credit Manager

IDFC FIRST Bank


Date: 2 weeks ago
City: Tiruchirappalli, Tamil Nadu
Contract type: Full time
Job Requirements

Role/ Job Title: Branch Credit Manager

Function/ Department: Retail Underwriting

Job Purpose:

'To deliver a high-quality client service and customer retention. Enhance product sales and new client acquisition.

Roles & Responsibilities:

'

  • Identify new market opportunities and proactively work towards customer acquisition and lead generation through localized initiatives such as canopy activities, leaflet distribution, cold calling, and similar engagement efforts.
  • Service leads generated through front-line sales, cross-sell initiatives, or other internal/external channels, ensuring timely and effective follow-ups.
  • Achieve individual performance targets related to income generation, product sales, and onboarding of new clients, as per the agreed objectives.
  • Manage the end-to-end customer journey from login to disbursement, including documentation, counselling, fulfilment, and continuous handholding throughout the sanction and disbursal process.
  • Ensure customers do not turn into non-starters, including proactive support to collections teams in recovering EMIs in case of payment defaults.
  • Develop strong market relationships by actively engaging with local builders, business communities, and exploring new channel partners to expand outreach and visibility.

Secondary Responsibilities:

'

  • Deliver exceptional client service and focus on customer retention by building and nurturing strong relationships, thereby supporting product sales and driving new client acquisition.

Qualifications:

Graduate

Years of Experience:

0-2 years

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