Sales Manager-Gold Loan
IDFC FIRST Bank
Date: 2 weeks ago
City: Navi Mumbai, Maharashtra
Contract type: Full time
Job Requirements
Job Requirements
Role/Job Title: Sales Manager - Gold Loan
Function/ Department: Gold Loan
Job Purpose
The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch.
Roles & Responsibilities
Graduation: Any Graduate
Experience: 5-10 year of experience in retail banking, preferably with exposure to lending products
Job Requirements
Role/Job Title: Sales Manager - Gold Loan
Function/ Department: Gold Loan
Job Purpose
The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch.
Roles & Responsibilities
- Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers.
- Existing liability customers are pitched for gold loans.
- Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
- Fee Income should be Minimum 1% of total disbursals.
- Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases.
- Co-ordination with valuers to be done time to time basis.
- Ensure most of the customers are aligned to pay valuation charges as per product norms.
- Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X.
- PSL (Priority sector lending) Tagging and should be aware about PSL norms.
- Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
- Conduct Marketing activities in the local market for generating NTB gold loan customers.
- Willingness to work extensively in the field and travel across the region on short notice.
- Carrying out ad-hoc activities as per the requirement of the department.
- Proficient in MS - Word /Excel and power point
- Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation.
Graduation: Any Graduate
Experience: 5-10 year of experience in retail banking, preferably with exposure to lending products
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Deputy Manager - Application Technology Rinse-off
BASF,
Navi Mumbai, Maharashtra
1 week ago
We are a leading chemical company, with the best teams developing intelligent solutions for our customers, and for a sustainable future.We connect and develop people with diverse talents all over the world. For you, this means a variety of ways to progress.Not only your performance but also your personality matter to us, regardless of gender, age, ethnicity, orientation, and background....
Junior Social Media Marketing Executive in Mumbai, Navi Mumbai
TheBoredMonkey,
Navi Mumbai, Maharashtra
3 weeks ago
About The RoleWe’re looking for a Social Media Executive who’s passionate about content, trends, and storytelling through digital platforms. You’ll handle the founder’s and company’s social media presence across Instagram, LinkedIn, YouTube, Twitter (X), and more, crafting content that reflects our brand voice, engages audiences, and keeps us ahead of the curve.Key Responsibilities Manage and grow founder and company social...
Senior Associate Test Engineer MMH251105-3
Momentum Services,
Navi Mumbai, Maharashtra
3 weeks ago
Role PurposeMaintain and improve existing test automation regression suite, Optimize the existing test automation frameworks and drive the move towards a single framework. Assist the testmanager with the implementation of non-functional testing. Mentor juniors in the team.RequirementsTotal Experience 5+ yearsRelevant Experience 5+ years of experience in QA roles with a strong focus on policy administration systems, particularly OIPA Hands-on experience...
